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Each episode offers employers candid, in-depth interviews with industry experts, new best practices and valuable perspectives on current events.  

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Episode Guest:

Ana Sabatino

VP Consumer Driven Healthcare


HSA Plans: A Retirement Benefit in Disguise?

Guest: Ana Sabatino

Don’t worry, you didn't join the wrong podcast.  Yes, HSA plans are typically associated with the health portion of an employee benefits package.  However, there has been much discussion in the industry about the cross functional purpose of HSA plans in helping improve both employee decisions and outcomes in health and wealth.  In this foundational discussion my guest Ana Sabatino does a great job of explaining how employees at various stages in life can take advantage of HSAs, how they contribute to the evolving conversation of improving both health and wealth and ideas around creating benefits bundles to guide employee decision making.  Additionally, Ana offers valuable insights for employers about the importance of setting up internal cross functional teams between health and retirement benefits, how involving company leadership is paramount to success and why you need to have a three year plan for your benefits strategy.  This episode stretched me, i hope it does the same for you.  Enjoy!

Guest Bio

Ana joined Cigna's leadership team in 2006 as a leading subject matter expert in consumer driven health plans (CDHP).  Prior to joining Cigna she was part of the leadership team at Definity Health, the original pioneers of the CDHP model.   Her clients include some of the largest fortune 500 organizations that were early adopters of this model in the early 2000’s.  


She has 25 years of experience working with health and welfare plans. In the past 13 years, Ana has exclusively focused on working with both public and private sector employers on successful CDHP strategies. 

As a subject matter expert for Cigna she is very hands on in helping clients develop successful multi-year strategies using Cigna Choice Fund as an effective enabler of behavior change and health improvement. 


Her expertise, results and passionate leadership around designing CDHP strategies “done right” has made her a frequent speaker for Cigna as well as a major contributor in helping Cigna achieve industry leading growth in consumer driven health plans. 

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